Made for how you're paid
Fortnightly pay, weekly rent, quarterly bills, yearly rego. The tools handle the awkward maths so you don't have to.
Clear, fair tools for everyday money
Money tools that make sense on payday.
Simple Excel and Google Sheets planners built around how Australians actually get paid: fortnightly pay, weekly rent, quarterly power bills and the rego that always sneaks up on you. Type in your numbers and the sheet does the maths.
- Works in Excel & Google Sheets
- One-off price, no subscription
- Amounts in AUD
- Made in Victoria
New · Launch price
Fortnightly Budget & Debt Payoff Planner
Most budget spreadsheets assume you're paid monthly. This one starts from your fortnightly pay and works out what to set aside each payday, which bills land in which pay, and how fast you can clear your debts.
- Turn weekly, monthly, quarterly and yearly bills into one fortnightly number
- See the bills due in each of your next 26 pays
- Compare snowball vs avalanche, with your debt-free date and interest saved
- Set savings goals for Christmas, rego and holidays
A$9Excel & Google Sheets · Instant download
Coming soonLook inside
Why FairMark
Built for real Aussie budgets
Plain English, no jargon
Clear labels, a short setup guide and friendly checks that tell you what's going on, not just that something's wrong.
Fair prices, no catch
Pay once and it's yours. No subscription, no account to make, no bank logins. Your numbers stay on your computer or in your own Google Drive.
30-second money lesson
Snowball or avalanche?
Two popular ways to pay off debts faster. Both start the same way: pay the minimum on everything, then throw every extra dollar at one debt at a time.
Snowball
Smallest balance first
You get quick wins, and those wins keep you going.
Avalanche
Highest interest first
It usually costs you less in interest overall.
The best method is the one you'll actually stick with. The planner shows both side by side, so you can see the difference in dollars and months before you choose.
How it works
Up and running in about 10 minutes
Buy and download
Checkout is handled by Gumroad. Your files arrive straight away, plus a copy in your email.
Pop in your numbers
Type in the yellow cells only: your pay, bills, savings goals and debts. Everything else calculates for you.
See your plan
Your dashboard shows what's left each fortnight, your debt-free date and which pays are the tight ones.
Coming next
In the workshop
Buy Now Pay Later & Instalment Tracker
Every pay-in-4 and instalment plan in one list, with due dates and late-fee warnings.
Sole Trader GST/BAS & Tax Set-Aside Workbook
Log income and expenses, then see your BAS figures and what to put aside for tax.
And more
Payment, investment and project trackers, and later on some apps and templates.
Newsletter
The Fair Fortnight
A short, friendly email about once a month: one useful money tip, new tools, and launch discounts for subscribers first. No spam, and you can unsubscribe in one click.
One email a month or so. Unsubscribe any time. We'll never sell or share your email. Privacy policy.
Doing it tough? You don't have to sort it out alone. The National Debt Helpline is free, independent and confidential: 1800 007 007 (ndh.org.au).